MLM, network marketing, management structure: pick your name. It's multiple levels of compensation and you sell a product or a service. If that fits the deal you're in, read this and read it now. Your success and sanity demand it. If you're already wealthy from MLM, this may waste your time, but it may benefit your future downlines.

I'm really bad to react vs. plan when it comes to personal matters. I preach about responsibility and avoiding emergencies to my clients then completely blow off simple personal tasks that avoid serious consequences. This was most evident when I found myself in a hospital in the middle of a heart catheterization procedure at 36. Whoops!

I'd love to just sync everything automatically. Unfortunately, in the real world we still have serious limitations. For example, my work database (marketing) may be tens or hundreds of thousands of prospects. I have more than 15,000 followers on Twitter alone. If I attempted to become a tad more intimate with that audience, I'd have a massive contact sheet for a portable device.

If you're like me, you dread the long-term commitments to replace your aged or broken phone. This procedure does not require any hacking or fancy unlocking procedure. You just buy the phone, charge it, key in phone's MEID and you're up and running on your new cheap but fully functional phone. This may be my favorite phone to date. I replaced my broken old phone for $38 and tax.

Today my CPA emailed me asking if I'd heard complaints about a cheap incorporation service online that failed to adequately notify its users about the potential costs and requirements for a corporate agent. I have a corporation and don't think I've ever checked into the matter. It is potentially an expensive thing to ignore.

I gave a friend some sage advice yesterday about the market: "don't sell people what they don't want."

Ever get a great idea, plan it out on paper (or in a document), maybe even share it with a few friends or have someone design a cool logo only to see someone do exactly what you had in mind just about perfectly?

Usually it's not done perfectly. Usually it has a few elements of your idea but enough to make it feel spoiled.

Legislators seem almost prideful, declaring normal people can't possibly understand the new healthcare law so there's no value reading the legislation before they vote on it. This isn't a condescending comment about releasing the bill to the public prior to a vote or a defense against a transparent legislature.

Is it sleep deprivation or perhaps too much talk radio that has created this new group of reactionary angry Republicans? I simply can't lay this trend at the feet of Glenn Beck or Rush Limbaugh. It is, however, a dangerously anti-Republican trend.

An surprisingly effective click generating tactic using Twitter @replies works like this: find someone tweeting about a subject word, reply "if you like X then <link>," and you do it a few thousand or tens of thousands of times for as long as your account stays active. What about when your account is blocked for spamming?